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(a) For present or future liability. A judgment by confession may be entered without action at any time in accordance with the procedure prescribed by this rule. Such judgment may be for money due or for money that may become due.
A confession of judgment is basically a contract provision which allows a creditor to enter a judgment against a debtor without the need to file a complaint or to conduct a trial.
Confessions of Judgment are permitted in Maryland, Michigan, Illinois, New Jersey, Minnesota, Ohio, Pennsylvania, Virginia, and Texas. Pennsylvania allows these judgment clauses specifically in UCC transactions.
Under the new Virginia law that became effective January 1, 2022, judgments entered in a Virginia circuit court after July 1, 2021, have a 10-year limitations period and may only be extended up to two additional 10-year periods, for a maximum limitations period of 30 years.
Within California, a confession of judgment is available as a creditors remedy. In these bankruptcy or other creditor/debtor circumstances, it is also known as a cognovit judgment.

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Confession of judgment under the provisions of 8.01-432 may be made either by the debtor himself or by his duly constituted attorney-in-fact, acting under and by virtue of a power of attorney duly executed and acknowledged by him as deeds are required to be acknowledged, before any officer or person authorized to
New York law has long permitted a creditor to obtain a money judgment against a debtor by simply filing a confession of judgment an affidavit signed by the debtor with a county clerk within the state. The use of confessions of judgment is governed by CPLR 3218.
A confession of judgment is a legal device - usually a clause within a contract - in which a debtor agrees to allow a creditor, upon the nonoccurrence of a payment, to obtain a judgment against the debtor, often without advanced notice or a hearing.
A suit, motion or action does not have to be pending in Circuit Court. Only the debtor or attorney-in-fact may confess judgment. Third parties appointed by attorney-in-fact are not authorized to confess judgment.
The confession must be filed with the county clerk in the county where the judgment is to be entered. The clerk must endorse the confession and enter a judgment of the court for the amount confessed. The statement and affidavit will become the judgment.

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