Freddie Mac Form 65 7/05 (rev 2025

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  1. Click ‘Get Form’ to open Freddie Mac Form 65 7/05 (rev) in the editor.
  2. Begin by entering the borrower’s information in the designated fields, including name, address, and contact details. Ensure accuracy as this information is crucial for processing.
  3. Proceed to the loan details section. Fill in the loan amount, purpose of the loan, and property type. This section helps define the scope of your application.
  4. Next, complete the employment history section. Provide details about your current and previous employment, including job titles and durations. This information supports your financial stability assessment.
  5. Finally, review all entered information for completeness and accuracy before submitting. Utilize our platform's features to save your progress or share it with others for collaboration.

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Freddie Mac Tax-Exempt Loans are designed for the purchase, refinancing, or renovation of Targeted Affordable Housing (TAH) properties with 4% LIHTC credits, have LTVs up to 90% of property market value and DSCRs as low as 1.15x.
The waiting period after bankruptcy to qualify for conventional loans backed by Freddie Mac is typically four years after Chapter 7 bankruptcy discharge or two years after Chapter 13 discharge.
A non-U.S. citizen who is lawfully residing in the United States as a permanent or nonpermanent resident alien is eligible for a Mortgage on the same terms as a U.S. citizen. A Mortgage to a non-U.S. citizen who has no lawful residency status in the United States is not eligible for sale to Freddie Mac.
Minimum number of Credit Scores The Seller must request FICO scores and accompanying reason codes for each Borrower from at least two of the consumer reporting agencies (CRAs). FICO scores can be obtained by requesting a credit reporting company (CRC) to provide them as part of the credit report.