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Click ‘Get Form’ to open the Mississippi Promissory Note in the editor.
Begin by entering the date and city at the top of the form. This establishes when and where the agreement is made.
Fill in the property address where the loan is secured. This is crucial for identifying the collateral.
In Section 1, specify the principal amount you are borrowing and identify the lender's name. Ensure accuracy as this forms the basis of your repayment obligation.
For Section 2, input your agreed interest rate. This will determine how much extra you will pay over time.
In Section 3, indicate your monthly payment amount and due date. Consistency in payments is key to avoiding penalties.
Review Sections 4 through 10 carefully, ensuring all rights, obligations, and potential charges are understood before signing.
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Complete Usury Laws Data by State StateLegal Interest Rate (%)General Usury Limit Michigan 5% 7% Minnesota 6% 8% Missouri 9% No limit for corporations Mississippi 9% 10% or 5% above federal reserve rate47 more rows
What is the statute of limitations on a promissory note in Mississippi?
(1) An action to enforce the obligations of a party to pay a nonnegotiable promissory note payable at a definite time must be commenced within six (6) years after the due date or dates stated in the promissory note, or if a due date is accelerated, within six (6) years after the accelerated date.
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