Flood Zone Statement and Authorization - Mississippi: Fill out & sign online

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of the property. Ensure you provide accurate information as per your knowledge.
If applicable, attach a survey or Flood Certification form by filling in the name of the certifying entity in the provided space.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete your address details in the specified fields for both sellers and buyers, ensuring all information is correct.
Review all entries for accuracy before saving or exporting your completed document.

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Is flood insurance mandatory in Mississippi?

However, flooding is becoming more common across the state, even in low-risk zones. Flood Insurance is Required If: Your home is in a FEMA-designated high-risk flood zone (Special Flood Hazard Area), and you have a federally backed mortgage. Your lender mandates flood insurance based on updated FEMA flood maps.

What if only part of my property is in a flood zone?

Even if just one wall or corner of the property extends into a high-risk zone, the entire structure must be covered. Heres how it breaks down: Main structure in high-risk zone (partially or fully): Coverage is mandatory. Detached residential structures: Typically require separate policies.

What does flood zone AE mean in Mississippi?

Flood Zone AE is an area designated as a high-risk flood zone by FEMA because of its proximity to floodplains, rivers, lakes, and other bodies of water. AE flood zone areas have a 1% risk of flooding annually with a 26% risk of flooding over the course of a 30-year mortgage.

How to get a flood zone certificate?

They often work for your citys or countys building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property. If your property doesnt have an elevation certificate on file, youll need to hire a land surveyor, engineer or architect to complete one.

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Flood Zone Statement and Authorization - Mississippi 2026

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How to use or fill out Flood Zone Statement and Authorization - Mississippi with our platform

Complete this form in 5 minutes or less

Got questions?

Is flood insurance mandatory in Mississippi?

What if only part of my property is in a flood zone?

What does flood zone AE mean in Mississippi?

How to get a flood zone certificate?

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Flood Zone Statement and Authorization - Mississippi 2026

Here's how it works

How to use or fill out Flood Zone Statement and Authorization - Mississippi with our platform

Complete this form in 5 minutes or less

Got questions?

Is flood insurance mandatory in Mississippi?

What if only part of my property is in a flood zone?

What does flood zone AE mean in Mississippi?

How to get a flood zone certificate?

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