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Anyway, the answer is simply: family members cannot be excluded from workers comp, unless, like above, they are a titled officer/shareholder if a corporation, a member if an LLC, and a partner if a partnership.
Sole proprietors and independent contractors in Arkansas are not required to carry workers' compensation insurance coverage but may opt to voluntarily purchase a policy. Even when it's not required, purchasing this policy is a smart decision. Your personal health insurance plan might exclude work injuries.
The short answer to this question is yes. You can exclude owners and officers from workers' compensation coverage in Florida. But it depends on many factors, including the size of your company and your employees' roles within it.
As a result, California employers are required by law to have workers' compensation insurance, even if they have only one employee. And, if your employees get hurt or sick because of work, you are required to pay for workers' compensation benefits.
Is Workers' Compensation Coverage Required? Workers' compensation coverage is not required for a sole proprietor who does not have employees.
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The answer, somewhat surprisingly, is yes; certain workers are not covered by workers' compensation in California. These include: Business owners/sole proprietors (aside from roofers) Independent contractors.
Businesses where there are two or fewer employees may not be covered. Railroad and maritime workers are covered by federal laws. The Arkansas Workers' Compensation Law does not apply to employment of agricultural farm labor, domestic help, or employment by non-profit, religious, charitable or relief organizations.
Businesses in New York State must have workers' compensation coverage for all employees. The rule includes part-time employees and family members employed by the company. Employers must have a workers' compensation insurance policy.
Other than the corporate officer(s), there are no employees, day labor, leased employees, borrowed employees, part-time employees, other stockholders, unpaid volunteers (including family members) or subcontractors.
Exemptions are only valid for 2 years and must be renewed by each owner/officer.

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