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DCU auto loan requirements DCU doesnt specify what credit score you need to get an auto loan. It doesnt offer prequalification, either. That means you have to agree to a hard credit pull to check your rates.
In order to refinance, youll need to prove your identity, document your income and assets, and show that youre able to repay your new mortgage. Youll receive a HUD-1 Settlement Statement before closing that will list all of the costs, credits and fees needed to close.
For auto loans, DCU has no minimum requirement for credit history or income. Want the benefits of credit union membership. Borrowers who open or have a DCU checking account, add direct deposit of $500 per month and make their loan payments electronically will receive a rate discount on auto and other consumer loans.
DCU offers fixed and adjustable-rate mortgage loans to help you choose the refinance option thats right for your financial goals.
Eligibility by Community You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
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Getting auto loan refinancing through a credit union offers a multitude of advantages, from lower interest rates and personalized loan terms to enhanced member services and exclusive perks. To experience these benefits firsthand, consider exploring what Democracy Federal Credit Union can offer you today.

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