Flood Zone Statement and Authorization - Oregon 2025

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A Policy Declaration page is acceptable evidence of flood insurance.
In order to qualify for flood insurance, your home or business must be in a community that has joined NFIP and agreed to adopt and enforce sound floodplain management regulations and ordinances that meet or exceed FEMA requirements to reduce the risk and consequences of serious flooding.
What Is Proof of Loss in a Flood Insurance Claim? A Proof of Loss is a document, signed by you and notarized, that states what you lost and how much you are requesting from the insurance company for your losses.
Start by contacting your local floodplain manager. They often work for your citys or countys building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.
Building Regulations in the AE Flood Zone The elevation of your lowest floor must be at or above the zones BFE. 2. You cant use enclosed areas below your lowest floor or the zones BFE as living spaces, including basements.

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Whenever an institution makes, increases, extends, or renews any loan secured by improved real property or a mobile home, it must use the Standard Flood Hazard Determination Form (SFHDF) developed by FEMA.
Document your flood damage Take photos and videos. Take photos and videos of the damage, including structural and personal property damage on the inside and outside of your home, before discarding items. Record serial numbers. Keep receipts. Retain all material samples. Contact repair services.

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