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What do they do for a 4-point inspection in Florida?
A 4-point inspection is an examination of the current condition of a house or condominium, reviewing four major systems: roofing, electrical, plumbing and HVAC. This specific inspection is requested by homeowners insurance companies before someone can renew or be eligible for their desired coverage plan.
What should be checked during 4 point check?
The four point is an inspection of the four major components of a home: roof, electrical, plumbing, and HVAC. The inspection looks at these four areas for general function, safety issues, age, and miscellaneous issues insurance underwriters typically would want to know.
Who can perform a four point inspection in Florida?
Florida Citizens Insurance Form: The following FLORIDA-LICENSED individuals may complete a 4-Point Inspection for Citizens in its entirety: A general, residential, or building contractor. A building code inspector. A registered architect.
Can you fail a 4 point inspection in Florida?
In Florida, 4-Point inspections are typically required, especially for insurance in flood zones. With the severe weather we see here in Florida, 4-point Tampa home inspections can be considered pass/fail; if your home doesn't meet the requirements or standards, you will not be approved until repairs have been made.
Who can perform a wind mitigation inspection in Florida?
Any authorized inspector can conduct your wind mitigation inspection and complete the OIR-B1-1802 form.
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How much does a 4 point home inspection cost in Florida?
Please review our Price List. We have the best prices in all of Florida. Inspection TypePrice4 Point Inspection$99.00Combo (Any two above)$149.00Combo (All three)$199.004 Point Inspection(duplex)$169.0018 more rows
Do you need a four point inspection in Florida?
Do I Need a Four Point Inspection? In 2018, regulations changed to require a four-point for Florida homes over 30 years old but every insurance company has different requirements for underwriting. If your agent suggests a four-point, it is because the company they are working with requires it or advises it.
How much does a 4-point inspection cost in Florida?
How much does it cost? These inspections are done at your cost, and generally run between $50-100. Ask your insurance agent for a recommendation on who to use. They often have lists of affordable inspectors.
Can a general contractor do a 4-point inspection in Florida?
Florida Citizens Insurance Form: The following FLORIDA-LICENSED individuals may complete a 4-Point Inspection for Citizens in its entirety: A general, residential, or building contractor.
Is a 4 point inspection required in Florida?
When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point inspection before purchasing a homeowners policy. Most insurance companies will require a 4 point inspection when a home is older than 40 years, or a rental property is older than 30 years.
Before you start developing your inspection report form, read the CGP's Part 4 inspection requirements. This will ensure that you have a working understanding ...
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