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A 4-point inspection is an examination of the current condition of a house or condominium, reviewing four major systems: roofing, electrical, plumbing and HVAC. This specific inspection is requested by homeowners insurance companies before someone can renew or be eligible for their desired coverage plan.
The four point is an inspection of the four major components of a home: roof, electrical, plumbing, and HVAC. The inspection looks at these four areas for general function, safety issues, age, and miscellaneous issues insurance underwriters typically would want to know.
Florida Citizens Insurance Form: The following FLORIDA-LICENSED individuals may complete a 4-Point Inspection for Citizens in its entirety: A general, residential, or building contractor. A building code inspector. A registered architect.
In Florida, 4-Point inspections are typically required, especially for insurance in flood zones. With the severe weather we see here in Florida, 4-point Tampa home inspections can be considered pass/fail; if your home doesn't meet the requirements or standards, you will not be approved until repairs have been made.
Any authorized inspector can conduct your wind mitigation inspection and complete the OIR-B1-1802 form.
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People also ask

Please review our Price List. We have the best prices in all of Florida. Inspection TypePrice4 Point Inspection$99.00Combo (Any two above)$149.00Combo (All three)$199.004 Point Inspection(duplex)$169.0018 more rows
Do I Need a Four Point Inspection? In 2018, regulations changed to require a four-point for Florida homes over 30 years old but every insurance company has different requirements for underwriting. If your agent suggests a four-point, it is because the company they are working with requires it or advises it.
How much does it cost? These inspections are done at your cost, and generally run between $50-100. Ask your insurance agent for a recommendation on who to use. They often have lists of affordable inspectors.
Florida Citizens Insurance Form: The following FLORIDA-LICENSED individuals may complete a 4-Point Inspection for Citizens in its entirety: A general, residential, or building contractor.
When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point inspection before purchasing a homeowners policy. Most insurance companies will require a 4 point inspection when a home is older than 40 years, or a rental property is older than 30 years.

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