Flood Zone Statement and Authorization - Texas 2026

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain necessary flood hazard insurance if the property is later determined to be in a flood-prone area.

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of the property. Ensure you provide accurate information as per your knowledge.
If applicable, attach a copy of any survey or Flood Certification form that reflects the property's flood zone status, and indicate who prepared it.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete your personal details including names, addresses, cities, states, and zip codes for both sellers and buyers in their respective fields.

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How do I get a flood certificate in Texas?

There are a few ways to obtain a copy of your EC, including: Floodplain Managers. Every NFIP participating community has a floodplain manager and one might already be on file. Sellers of the Home. Developer or Builder. Property Deed. Hire a licensed land surveyor, professional engineer, or certified architect.

How to obtain a flood certificate?

Contact your local floodplain manager. There might already be an elevation certificate on file for that property. Every community participating in the National Flood Insurance Program (NFIP) has a floodplain manager, although that person might have a different title or serve in multiple capacities.

How much does an elevation certificate cost in Texas?

The average cost is between $300 - $500.

What does flood zone AE mean in Texas?

Flood Zone AE is an area designated as a high-risk flood zone by FEMA because of its proximity to floodplains, rivers, lakes, and other bodies of water. AE flood zone areas have a 1% risk of flooding annually with a 26% risk of flooding over the course of a 30-year mortgage.

Which flood zones require flood insurance in Texas?

(Zones A and V) Zones FEMA has mapped as areas of high flood risk. Properties located in A and V flood zones have a 1% or greater chance of flooding in any given year, and a 26% chance of flooding over a 30-year mortgage.

flood zone disclosure form

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How much does a flood cert cost?

But your price may range from $170 to $2,000 or more depending on your location, property size and terrain challenges. Getting quotes from several professionals can help you find the best rate.

Is flood disclosure required in Texas?

Basically, if the property youre looking to rent got flooded at least once in the last five years or lives in the 100-year flood plain, your landlord has to give you a notification in writing as said by Texas Representative Armando Walle.

What is a flood certification?

A common term for a Federal Emergency Management Agency (FEMA) Standard Flood Hazard Determination Form (SFHDF). This determines whether land or a building is located within a Special Flood Hazard Area for purposes of flood insurance requirements under the National Flood Insurance Program.

Flood Zone Statement and Authorization - Texas 2026

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How do I get a flood certificate in Texas?

How to obtain a flood certificate?

How much does an elevation certificate cost in Texas?

What does flood zone AE mean in Texas?

Which flood zones require flood insurance in Texas?

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