Flood Zone Statement and Authorization - Texas 2025

Show details

4.7 out of 5

45 votes

The document is a Flood Zone Statement and Authorization that requires sellers to disclose the flood zone status of a property, as defined by the National Flood Insurance Act of 1968. Sellers must indicate whether the property is in a flood-prone area, and buyers acknowledge their awareness of this status. If the property is later determined to be in a flood zone, buyers agree to obtain flood hazard insurance and include its premium in their monthly payments.

Here's how it works

01. Edit your tar 1414 online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send txr 1414 via email, link, or fax. You can also download it, export it or print it out.

How to quickly redact Flood Zone Statement and Authorization - Texas online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

Dochub is a perfect editor for updating your paperwork online. Adhere to this simple guideline edit Flood Zone Statement and Authorization - Texas in PDF format online for free:

Sign up and sign in. Create a free account, set a secure password, and go through email verification to start working on your templates.
Upload a document. Click on New Document and choose the file importing option: upload Flood Zone Statement and Authorization - Texas from your device, the cloud, or a protected link.
Make changes to the template. Use the top and left panel tools to modify Flood Zone Statement and Authorization - Texas. Insert and customize text, images, and fillable areas, whiteout unnecessary details, highlight the important ones, and provide comments on your updates.
Get your documentation accomplished. Send the form to other parties via email, generate a link for faster document sharing, export the template to the cloud, or save it on your device in the current version or with Audit Trail added.

Discover all the advantages of our editor right now!

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Do you have to disclose if a house has flooded in Texas?

Flooding is considered a material fact to a real estate transaction, and failure to disclosure flood damage can result in liability. In addition, its important to counsel buyers about the need and availability of flood insurance.

Should I buy a home in an AE flood zone?

While its true that Flood Zone AE is considered a high-risk area, with a 1% annual chance of flooding and a 26% chance over a 30-year mortgage, its not necessarily a deal-breaker. Heres why: Awareness and Preparedness: Properties in higher risk flood zones like AE are often more prepared.

Does flood zone A require flood insurance in Texas?

FEMAs high-risk flood zones those that make up the SFHA are those that begin with the letters A or V. Homeowners located in A or V zones are required to purchase flood insurance if they have a mortgage from a federally-backed or federally-regulated lender.

Do you need flood insurance if you rent?

Why Do Renters Need Flood Insurance? After a flood, renters may have to pay thousands out of pocket to replace their water-damaged valuables. Protect the items you love with a renters flood insurance policy from the National Flood Insurance Program (NFIP).

What is a landlord required to disclose in Texas?

Texas Disclosure Requirements Contact information for the landlord. Parking and towing rules. The calculation of any late fees. Landlords must provide tenants with information about tenants right to repair issues the landlord hasnt repaired.

flood zone disclosure form

Flood zone statement and authorization texas template Flood zone statement and authorization texas pdf Flood zone statement and authorization texas online Addendum Regarding RENTAL Flood DISCLOSURE pdf Addendum Regarding Rental Flood Disclosure Texas addendum regarding rental flood disclosure (txr 2015) Flood disclosure notice trec 54-0

What states have no flood disclosure laws?

ing to the NRDC, Alabama, Arizona, Arkansas, Florida, Georgia, Idaho, Kansas, Maine, Massachusetts, Missouri, Montana, New Hampshire, New Mexico, Utah, Vermont, Virginia, West Virginia, and Wyoming do not require a seller to provide a real estate disclosure of flood risk.

How do I get a flood certificate in Texas?

There are a few ways to obtain a copy of your EC, including: Floodplain Managers. Every NFIP participating community has a floodplain manager and one might already be on file. Sellers of the Home. Developer or Builder. Property Deed. Hire a licensed land surveyor, professional engineer, or certified architect.

Is a rental flood disclosure required in Texas?

Texas Landlords are Required to Let You Know About Flood Risks. HOUSTON, TX If you live in a rental property or looking to get one in Texas, you should know that there will be significant changes to flood insurance in the state. This generally covers apartments and those who rent a property from landlords.