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What happens if you never answer a debt collector?

Most states or jurisdictions have statutes of limitations between three and six years for debts, but some may be longer. This may also vary depending, for instance, on the: Type of debt.

Can you go to jail for ignoring debt collectors?

If you want to stop debt collectors from calling you, the phrase to use is: Please cease and desist all communication with me about this debt. This simple phrase, when sent in writing to a debt collector, legally requires the debt collector to stop contacting you except to notify you of specific actions, such as

What happens if I dont respond to a debt collector?

If a debt collector cant reach you or doesnt have your contact information, they are permitted to contact your friends and family members. However, when contacting people who arent you, debt collectors are limited in what theyre able to say. Debt collectors can contact you through phone, email, or text messages.

How long can I ignore a debt collector?

You cannot be arrested or go to jail simply for having unpaid debt. In rare cases, if a debt collector sues you and you dont respond or appear in court, that could lead to arrest. The risk of arrest is higher if you fail to pay child support or taxes.

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