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(1) Moral judgments about actions being right or wrong; (2) Moral judgments about people being good or bad; (3) Moral judgments about traits of character being good or bad, being virtues or vices.
There are at least 19 different kinds of judgment that we should distinguish.
You may dispute a judgment on your credit report based on the following arguments: The Debt Was Paid. The credit agencies will remove the judgment from your credit report if you can show that you did, in fact, pay your debt on time.
All public records are reported to credit bureaus, so you should see your new rating in about 30 to 45 days. A dismissed judgment is very different than a satisfied judgment. Remember that.
Types of Judgments Confession of Judgment: The name in many respects says it all. Consent Judgment: The Consent Judgment is a companion to the Confession of Judgment. Default Judgment: A default judgment results from a defendants failure to respond to a Complaint.

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There are two types of judgments; judgments that are discriminating, and judgments that are evaluative. Judgments that are discriminating (i.e. I prefer X over Y) reflect personal preferences and subjective opinions.
Judgments dont appear on your credit report and dont affect your credit score. But judgments may impact your ability to qualify for credit since lenders can still search for judgments via public records.
A judgment on your credit report shows a lender had to take you to court to recover the money they loaned you. Judgments let potential lenders know that loaning you money may be risky. Even after you settle with a creditor or pay them back through wage garnishment, tax return garnishment, a monthly payment plan, etc.
A judgment stays on your credit report for seven years, although in some cases such as bankruptcy the judgment can stay for as long as 10 years, and it does not matter what type of loan the judgment relates to: a car loan, a student loan, unpaid credit card debt, a personal loan, a cosigned loan, etc.
When a creditor desires to collect a debt from a debtor, they must first receive a judgment. There are several types of judgments that will suffice in this situation. The pretrial types of judgments are as follows: Confession of Judgment, Consent Judgment, Default Judgment.

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