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What if I have no beneficiaries?

Without a named beneficiary, your life insurance proceeds become part of your estate. The life insurance proceeds get distributed accordingly, along with the rest of your assets. Your estate may need to go through probate, which often charges substantial fees and could take a long time before docHubing your heirs.

How do I leave money to my nieces and nephews?

Use a Revocable Living Trust as the cornerstone of your planning to provide for clear and healthy transfer of your savings for your nieces and nephews.

What do you do when you have no kids?

Insemination, IVF, adoption, surrogacy, and using donor eggs, sperm, or embryosall of these can be controversial ways to build a family. If you dont feel comfortable with the recommended treatment for your situation, you may make a decision to remain childfree.

Can I set up a trust fund for my niece?

Some people opt to set up trusts, basically an account or fund typically held or managed by a financial institution or professional for a beneficiary ― in this case a godchild, niece, or nephew.

What to do when you are childless?

Remember, youre not alone. Mothers Day can be painful for many childless women. Remember, youre not alone. Find support, online or in real life. Avoid Mothers Day celebrations. Acknowledge your emotions. Try meditation and exercise. Do something nice for yourself. Consider other ways to use your maternal energy.

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