Is it mandatory to have homeowners insurance in South Carolina?
South Carolinians are not required to have homeowners or renters insurance, however, if you have a mortgage or belong to a condo association, you may be contractually obligated to obtain coverage. Given the Palmetto States world renown coastal line, it may not be a bad idea to have it.
Why would you need a home warranty?
A home warranty plan protects the appliances and systems in your home: major home appliances, electrical, plumbing, and HVAC systems. Unlike your homeowners insurance policy, which protects your home from covered perils, a home warranty is a service contract that covers general wear and tear.
How much is a home warranty in South Carolina?
How much does a South Carolina home warranty cost? A South Carolina home warranty typically costs around $57$84 per month, or $673$991 annually, depending on the plan and add-ons.
Is a home warranty required in South Carolina?
A home warranty in South Carolina is not a requirement, but it is good for your budget and peace of mind. A home warranty can help protect your budget from expensive, out-of-pocket costs when repairs are needed for your covered home systems and appliances.
What is an implied warranty in South Carolina?
In South Carolina, the concept of an implied warranty of good and workmanlike repair or modification to tangible goods or property is recognized as a legal standard that service providers must adhere to when a contract does not specify the quality or performance of the services.
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A warranty deed is a deed in which the grantor (seller) warrants that she holds clear title to real property and has the legal right to sell it to the grantee (buyer).
How long does a builder have to warranty a house in South Carolina?
The 8 year time period starts upon substantial completion of improvement to real property, within which, normal statutes of limitations continue to run. The applicable statute of limitations to bring an action for implied warranty and negligence actions for a home is three years in South Carolina.
Related links
FAQs What is a warranty? - SC Department of Insurance
What is a warranty? A warranty is made solely by the manufacturer, importer, or seller of property or services without charge, is not negotiated or
Sections 2-725 and 2-318, of the Uniform Commercial Code
by RN Tapp 1971 Cited by 1 The court held that in such a sale there was an implied warranty of habitability and that the house was build in a reasonably workmanlike manner. The cases
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