Warranty Deed from two Individuals to Husband and Wife - South Carolina 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering the names of the Grantors (the two individuals) in the designated fields, ensuring accuracy for legal purposes.
  3. Next, fill in the names of the Grantees (the husband and wife) as joint tenants with rights of survivorship.
  4. Provide a detailed description of the property being transferred, referencing any attached descriptions if necessary.
  5. Complete the sections regarding prior instrument references and any exceptions or reservations related to oil, gas, and minerals.
  6. Ensure all signatures are collected from both Grantors, witnesses, and a Notary Public where indicated.
  7. Finally, review all entries for accuracy before saving or printing your completed document.

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Who Benefits the Most from Recording a Warranty Deed? The buyer, or grantee, of a property benefits the most from obtaining a warranty deed. Through the recording of a warranty deed, the seller is providing assurances to the buyer should anything unexpected happen.
Joint tenancy warranty deed If they decide to rent out the home to another individual or if they sell the property, each party is entitled to a 50% share in the profits. But the relationship also means they are equally responsible for paying for the property, including mortgage payments, property taxes and maintenance.
Joint tenancy with right of survivorship (JTWROS) This is often considered the best title vesting for most married couples, but it also applies to family members planning to own a property together.
For instance, if two individuals hold title to a home jointly, with the right of survivorship, if one of them dies, the other party becomes the owner of the home without the need for a legal process.
If a co-owner has outstanding debts, their creditors could seize an interest in your home or bank account. Relationship Issues. Holding an asset jointly can complicate a divorce or other relationship problems. If you have a jointly held bank account, your co-owner could withdraw all of the money without your consent.

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Disadvantages of Warranty Deeds Title companies will research the chain of deeds, past court judgments, and unpaid taxes before green-lighting the transfer. The grantor also remains on the hook long after the sale. If a forgotten lien surfaces, the buyer can pull the grantor into court for damages and legal fees.
Tenancy by the entirety refers to a form of shared property ownership that is usually reserved only for married couples. A tenancy by the entirety permits spouses to jointly own property as a single legal entity.
Special Warranty Deed Risks: The limited protection may expose buyers to title issues that arose before the sellers ownership period. This can be risky, especially for older properties or those with a complicated title history.

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