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General Durable Power of Attorney for Property and Finances or Financial Effective upon Disability - Connecticut 2025

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The document is a General Durable Power of Attorney that grants broad powers to an appointed agent to manage the principal's property and financial affairs in the event of the principal's disability or incompetence. It specifies the powers granted, including handling financial transactions, managing real estate, conducting business, and making gifts. The document emphasizes that it does not authorize medical decision-making and includes provisions for revocation, indemnity, and nomination of a guardian. It is governed by Connecticut law.

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What is the difference between power of attorney and financial power of attorney?

A power of attorney allows one person to give legal authority to another person to act on their behalf. A medical power of attorney allows for another person to make medical decisions for you, while a financial power of attorney authorizes another person to make financial decisions for you.

What is a durable power of attorney in CT?

The word durable means that the Power of Attorney will still be good even if you become legally incapable. The powers you give to your agent will remain effective even though you, the principal, are no longer able to give your agent instructions.

Can a POA withdraw money from a bank account?

Through the use of a valid Power of Attorney, an Agent can sign checks for the Principal, withdraw and deposit funds from the Principals financial accounts, change or create beneficiary designations for financial assets, and perform many other financial transactions.

What are the disadvantages of a durable power of attorney?

One major downfall of a POA is the agent may act in ways or do things that the principal had not intended. There is no direct oversight of the agents activities by anyone other than you, the principal. This can lend a hand to situations such as elder financial abuse and/or fraud.

What three decisions cannot be made by a legal power of attorney?

When someone makes you the agent in their power of attorney, you cannot: Write a will for them, nor can you edit their current will. Take money directly from their bank accounts. Make decisions after the person you are representing dies. Give away your role as agent in the power of attorney.

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What is a durable financial power of attorney in CT?

What does durable mean? All Powers of Attorney executed in Connecticut are presumed to be durable unless stated otherwise. The word durable means the Power of Attorney will still be effective if the principal becomes mentally incapacitated.