Flood Zone Statement and Authorization - Connecticut 2026

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  1. Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
  2. Begin by entering the property address in the designated field at the top of the form.
  3. In the 'Statement by Sellers' section, check one of the three options regarding the flood zone status of the property. Ensure you select accurately based on your knowledge.
  4. If applicable, provide details about any attached survey or Flood Certification form by filling in the name of the certifying entity.
  5. In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
  6. Complete your address information in the specified fields for both sellers and buyers, ensuring all details are accurate.
  7. Review all entries for accuracy before saving or exporting your completed document.

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If you own a home, condo or business in a high-risk flood zone and have a government-backed mortgage you are required to have flood insurance. Anywhere it rains, it can flood, even in moderate to low-risk zones. Flood insurance can help protect your home and personal property from financial losses.
The Connecticut coastline is susceptible to flooding from both river floods and coastal storm effects, with over many permanent residents and additional seasonal residents.
AE flood zones are areas that present a 1% annual chance of flooding(opens in new window) and a 26% chance over the life of a 30-year mortgage, according to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations.
Homeowners in Connecticut pay an average of $1,504 per year, or $125 per month, for a federal flood insurance policy with $268,060 of coverage. Thats $519 more per year than the national average.

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