Quitclaim Deed for Four Individuals to Two Individuals as Joint Tenants - California 2025

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A house deed is an important legal document that proves that you are the true legal owner of your house. It gives you certain title rights, such as the right to take out a mortgage, or to buy, sell, rent or transfer the house. As you likely know, a mortgage is a specific type of financial loan used to buy a home.
You can put however many people you want. But quitclaiming part of your interest may not be the best idea.
Once another person is added to the deed, the property can become exposed to their financial risks. If the other person has debts or legal issues, the property could potentially be seized by their creditors. Then, theres a loss of control to consider.
In California, one joint tenant can unilaterally terminate or sever a joint tenancy without the consent of the other joint tenant(s). This action converts the ownership to a tenancy in common, eliminating the right of survivorship.
Joint tenancy with the right of survivorship means that all co-owners share equal rights to the property. If one tenant dies, their share automatically passes to the surviving tenants without going through probate.
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If you are wondering, what are my rights if my name is on a deed but not the mortgage, it is important to understand that you are legally recognized as an owner of the property. However, you are not financially responsible for the loan.
Generally, if there are two names on the deed and the deed does not describe how the property is owned, the default is that it is owned as tenants in common if the co-owners are not spouses and tenancy by the entirety if they are.
Quitclaim deeds in California A quitclaim deed, unlike a warranty deed, doesnt provide any guarantees that the grantor actually owns the property free and clear. The grantor can only give you what he owns, so if he owns half of the property, he can only convey his half.

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