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Flood Zone Statement and Authorization - California

Flood Zone Statement and Authorization - California 2026

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, along with their addresses.

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options that accurately reflects your knowledge about the property's flood zone status.
If applicable, provide details regarding any attached survey or Flood Certification form in the space provided.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete your personal information including names, addresses, cities, states, and zip codes for both sellers and buyers as required.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do I find the flood zone by address in California?

If you want to quickly lookup whether a particular property is in or out of the Flood Zone go to the FEMA Map Service Center (link below); input the street address, city, state, zip code and click Search. The applicable flood zone information will display.

What does flood zone AE mean in California?

Flood Zone Definitions. Flood Zone A: Special flood hazard area with no base flood elevation determined. Flood Zone A1-30 and AE: Special flood hazard area with base flood elevations determined. Flood Zone AH: Shallow flooding special flood hazard areas with depths of 1 to 3 feet and base flood elevations determined.

How to determine if flood insurance is needed?

Youre required to have flood insurance if you own a home or business in a Special Flood Hazard Area (SFHA) and have a government-backed mortgage. Some banks require flood insurance even if you dont live in a high-risk area.

What flood zone codes require flood insurance?

High-risk flood areas, A or V on FEMA flood maps, face the highest risk of flooding. If you own a property in a high-risk zone and have a federally backed mortgage, you are required to purchase flood insurance as a condition of that loan.

Which properties are exempt from flood insurance requirements?

Flood insurance is not required on a principal or residential detached structure securing the loan if the lender or servicer obtains a letter from FEMA stating that its maps have been amended and the structure is no longer in an SFHA.

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What flood zones require flood insurance in California?

FEMAs high-risk flood zones those that make up the SFHA are those that begin with the letters A or V. Homeowners located in A or V zones are required to purchase flood insurance if they have a mortgage from a federally-backed or federally-regulated lender.

Which of the flood zones shown does not require flood insurance?

Low and Moderate Risk Areas (FEMA Zones B, C, X) One in five insurance claims come from low and moderate risk areas; these areas receive one-third of federal disaster assistance. Federal flood insurance is not required in these areas, but it is recommended for all property owners and managers.

How to get flood insurance in California?

To purchase flood insurance, share the quote with an agent near you or you can call your insurance company or agent, the same person who sells your home or auto insurance. If you need help finding a provider, go to floodsmart.gov/get-insured/flood-insurance-provider or call the NFIP at (877) 336-2627.

Flood Zone Statement and Authorization - California 2026

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How to use or fill out Flood Zone Statement and Authorization - California with our platform

Complete this form in 5 minutes or less

Got questions?

How do I find the flood zone by address in California?

What does flood zone AE mean in California?

How to determine if flood insurance is needed?

What flood zone codes require flood insurance?

Which properties are exempt from flood insurance requirements?

Security and compliance

People also ask

What flood zones require flood insurance in California?

Which of the flood zones shown does not require flood insurance?

How to get flood insurance in California?

Related links

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Flood Zone Statement and Authorization - California 2026

Here's how it works

How to use or fill out Flood Zone Statement and Authorization - California with our platform

Complete this form in 5 minutes or less

Got questions?

How do I find the flood zone by address in California?

What does flood zone AE mean in California?

How to determine if flood insurance is needed?

What flood zone codes require flood insurance?

Which properties are exempt from flood insurance requirements?

Related Searches

Security and compliance

People also ask

What flood zones require flood insurance in California?

Which of the flood zones shown does not require flood insurance?

How to get flood insurance in California?

Related links

Try more PDF tools