Notice of Dishonored Check - Civil - Keywords: bad check, bounced check - Florida 2026

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  1. Click ‘Get Form’ to open the Notice of Dishonored Check in the editor.
  2. Fill in the date at the top of the form. This should be the date you are issuing the notice.
  3. In the 'To' section, enter the name of the individual or entity that issued the dishonored check.
  4. Next, input the check number and face amount in their respective fields. Ensure accuracy as this information is crucial for legal purposes.
  5. Provide the date on which the check was issued and specify the name of the bank from which it was drawn.
  6. Indicate who the check was payable to, ensuring that all details match those on the original document.
  7. Calculate and enter any applicable service charges based on Florida law, depending on the face value of the check.
  8. Complete your notice by signing it and printing your name and title in their designated fields.

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Under Florida law, any check returned from a bank stamped NSF (Non-Sufficient Funds), Insufficient Funds, No Such Account, Account Not Found, or NSF Unless Otherwise Indicated is a worthless check that may be subject to prosecution under Floridas criminal statutes.
A violation of the provisions of this subsection, if the check, draft, other written order, or debit card order is in the amount of $150, or its equivalent, or more, constitutes a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.
It is also a crime to forge a check or write a check. If you believe you are a victim of a crime, report this to your police department, sheriffs office, or district attorneys office. You may also sue someone who writes you a bad check without having a valid reason for doing so.
Submit the bad check to the bank twice. If the bank does not honor the check the second time, send the passer a letter stating the check has been returned by the bank. In the letter, give the passer ten (10) days to honor the check. Mail the letter certified mail, return receipt requested.
If you are given a bad check, you can sue for the amount of the check plus bank fees. You can also add damages to your claim.

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Pursuant to Florida law, you have 30 days from receipt of this notice to tender payment in cash of the full amount of the dishonored payment instrument, plus a service charge of $25 if the face value does not exceed $50, $30 if the face value exceeds $50 but does not exceed $300, $40 if the face value exceeds $300, or
Make personal contact with the check writer; if you are unsuccessful, send a statutory notice, giving the check writer 15 days to respond and remit payment. If you do not hear from the check writer or receive payment, complete the crime report by clicking on the Complaint Form below.

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