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Fees effective December 1, 2020 Adversary Filing Fees350.00Chapter 7 Filing Fee338.00Chapter 9 Filing Fee1738.00Chapter 11 Filing Fee (Voluntary/Involuntary)1738.00Chapter 11 Filing Fee (Railroad)1571.0038 more rows
Chapter 13 bankruptcy is generally used by debtors who want to keep secured assets, such as a home or car, when they have more equity in the secured assets than they can protect with their Louisiana bankruptcy exemptions. Chapter 13 bankruptcy is a reorganization whereas Chapter 7 bankruptcy is a liquidation.
Under current bankruptcy law, a debtor must qualify under a means test to file for Chapter 7. If a debtors average monthly income for six months prior to filing bankruptcy is equal to or less than the median income in their state, they may be eligible for Chapter 7.
Obtaining physical copies of Louisiana bankruptcy records is possible from the office of the Clerk of Court. The bankruptcy court clerk provides interested individuals with information concerning a bankruptcy case. Requesters may visit the clerks office location in person and request over the counter.
Collect Your Louisiana Bankruptcy Documents. Take a Credit Counseling Course. Complete the Bankruptcy Forms. Get Your Filing Fee. Print Your Bankruptcy Forms. File Your Forms With the Louisiana Bankruptcy Court. Mail Documents to Your Trustee. Take a Debtor Education Course.
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People also ask

A chapter 13 bankruptcy is also called a wage earners plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.
Pros of Filing Chapter 13 Bankruptcy You can repay your creditors over a longer period of time. If you are behind on your current bills, this will give you time to increase your income, and change your spending habits. 2. The amount of debts that you owe can be reduced.
Any bankruptcy filing could also negatively impact your credit for some time. A Chapter 13 bankruptcy can remain on your credit report for up to 10 years, and you will lose all your credit cards. Bankruptcy also makes it nearly impossible to get a mortgage if you dont already have one.
Generally, you can file for bankruptcy twice or even three times, even if youve already received a discharge. The key is youre going to have to wait a certain period after youve filed and have received a discharge to file for bankruptcy again and get a full discharge.
What Debts Are Discharged in Chapter 7 Bankruptcy? A Chapter 7 bankruptcy will generally discharge your unsecured debts, such as credit card debt, medical bills and unsecured personal loans. The court will discharge these debts at the end of the process, generally about four to six months after you start.

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