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Satisfaction, Release or Cancellation of Mortgage by Individual - Kentucky

Satisfaction, Release or Cancellation of Mortgage by Individual - Kentucky 2025

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The document is a 'Satisfaction of Mortgage' form that certifies the release and satisfaction of a mortgage for a specified property in Kentucky. It acknowledges receipt of payment and provides details about the mortgage, including the parties involved, property description, and recording information. The document requires signatures from the current holder of the mortgage and a notary public to validate the release.

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Does a satisfaction of mortgage need to be notarized?

Therefore, there is compelling need for the notary for a mortgage and related documents which must be recorded (satisfaction of mortgage, release of lien of mortgage, spreader agreement and many others).

Is an unrecorded deed valid in Kentucky?

A deed does not have to be recorded to be valid in Kentucky, however, because Kentucky is a first to record state, an unrecorded prior deed will be inferior to a subsequently conveyed recorded deed.

What are the 7 requirements for a deed to be valid?

Remember CEDDING for the Elements of a Deed Consideration (valuable or good) Execution (signed by a competent grantor and two witnesses) Description of property. Delivery and acceptance (voluntary) Interest or estate being conveyed (habendum clause) Names of a grantee and grantor. Granting and other appropriate clauses.

How to record a release of a mortgage?

Once the loan is repaid, the lender should provide a recordable lien release document. It is very important to record the lien release document with the same recording official as the original mortgage or deed of trust (such as the County Clerk of Court or Register-Recorder of Deeds Office).

Does a deed have to be recorded to be valid in Kentucky?

(1) All deeds, mortgages and other instruments required by law to be recorded to be effectual against purchasers without notice, or creditors, shall be recorded in the county clerks office of the county in which the property conveyed, or the greater part thereof, is located.

What is satisfaction or release of mortgage?

A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loans lien on the property and giving the title to the borrower.

What the requirements for a valid and enforceable deed in Kentucky?

The document must have: Name of the grantor. Name of the grantee and their mailing address. Consideration statement signed by both parties and notarized* Legal description (Common Law and OAG 81-100) Address of each parcel. Source of title. Preparation Statement. Return mail address.

What makes a deed invalid?

The parties involved must have the legal capacity to enter into the transaction. This means that both the seller and the buyer must be of legal age and must have the mental capacity to understand the terms and conditions of the sale. If either party lacks legal capacity, the deed may be considered invalid.

Satisfaction, Release or Cancellation of Mortgage by Individual - Kentucky 2025

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Does a satisfaction of mortgage need to be notarized?

Is an unrecorded deed valid in Kentucky?

What are the 7 requirements for a deed to be valid?

How to record a release of a mortgage?

Does a deed have to be recorded to be valid in Kentucky?

People also ask

What is satisfaction or release of mortgage?

What the requirements for a valid and enforceable deed in Kentucky?

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Satisfaction, Release or Cancellation of Mortgage by Individual - Kentucky 2025

Here's how it works

The best way to modify Satisfaction, Release or Cancellation of Mortgage by Individual - Kentucky online

Complete this form in 5 minutes or less

Got questions?

Does a satisfaction of mortgage need to be notarized?

Is an unrecorded deed valid in Kentucky?

What are the 7 requirements for a deed to be valid?

How to record a release of a mortgage?

Does a deed have to be recorded to be valid in Kentucky?

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People also ask

What is satisfaction or release of mortgage?

What the requirements for a valid and enforceable deed in Kentucky?

What makes a deed invalid?

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