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Kentucky has not authorized transfer-on-death (TOD) deeds. Property owners in states that allow TOD deeds can record a TOD deed during life without giving up any rights in the property until the owners death.
Which deed has the most protection?
General warranty deeds give the grantee the most protection, special warranty deeds give the grantee more limited protection, and a quitclaim deed gives the grantee the least protection under the law.
Which deed provides the greatest protection for the buyer?
A general warranty deed is the most common type of warranty deed in the United States. It offers the highest level of protection to the buyer because it guarantees that there are absolutely no problems with the home even dating back to prior property owners.
Does a deed have to be recorded to be valid in Kentucky?
(1) All deeds, mortgages and other instruments required by law to be recorded to be effectual against purchasers without notice, or creditors, shall be recorded in the county clerks office of the county in which the property conveyed, or the greater part thereof, is located.
Which deed contains the strongest warranty?
The General Warranty Deed A general warranty deed provides the highest level of protection for the buyer because it includes docHub covenants or warranties conveyed by the grantor to the grantee.
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A Kentucky general warranty deed is used to transfer property from a seller (grantor) to a buyer (grantee) in Kentucky. A warranty deed provides a guarantee from the seller to the buyer that the property is clear of any title defects and that the seller has the legal authority to sell the property.
What does adding someone to the deed mean?
Adding someone to a deed means transferring ownership to that person. The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).
Who benefits the most from a warranty deed?
The buyer, or grantee, of a property benefits the most from obtaining a warranty deed. Through the recording of a warranty deed, the seller is providing assurances to the buyer should anything unexpected happen.
How do I add someone to my deed in Kentucky?
Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. When executed and docHubd, the quitclaim deed legally overrides the current deed to your home. By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership.
What deed holds the least amount of warranty?
The quitclaim deed, also called a non-warranty deed, offers the grantee the least amount of protection. This type of deed conveys whatever interest the grantor currently has in the propertyif any. No warranties or promises regarding the quality of the title are made.
Related links
Key
This definition recognizes that there can be no concept of property without at least two persons having competing claims to a thing.
Intel Corporation makes no warranty for the use of its products and assumes no responsibility for any errors which may appear in this document nor does it
KRS Chapter 382 .010 Estate -- Owner may convey -- When deed or will necessary. .020 Deeds of release. .030 General warranty -- Words that constitute. .040
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