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Is a promissory note a loan?

Promissory notes may also be referred to as an IOU, a loan agreement, or just a note. Its a legal lending document that says the borrower promises to repay to the lender a certain amount of money in a certain time frame. This kind of document is legally enforceable and creates a legal obligation to repay the loan.

Does a promissory note hold up in court?

Generally, as long as the promissory note contains legally acceptable interest rates, the signatures of the two contracted parties, and are within the applicable Statute of Limitations, they can be upheld in a court of law.

Is a bill of sale legally binding in Kentucky?

To be specific, a bill of sale is a legally binding document drawn by a seller to recognize the sale of the item in question and to facilitate the transfer of ownership. You have to fill out our free Kentucky bill of sale forms to kickstart the process.

What makes a promissory note invalid?

A promissory note can become invalid if it excludes A) the total sum of money the borrower owes the lender (aka the amount of the note) or B) the number of payments due and the date each increment is due.

Does Kentucky require a bill of sale?

To register a vehicle in Kentucky, you are not required to provide a bill of sale. However, it is still a good idea for buyers and sellers to complete this form. A bill of sale can establish proof that the transaction has taken place and that the property has been transferred from the seller to the buyer.

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