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Flood Zone Statement and Authorization - Kansas

Flood Zone Statement and Authorization - Kansas 2025

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, addresses, and dates.

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization - Kansas in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of the property. Ensure you provide accurate information as per your knowledge.
If applicable, attach a copy of any survey or Flood Certification form that reflects the property's flood zone status, and indicate who prepared it.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete your address details in the provided fields for both sellers and buyers, ensuring all information is correct.
Review all entries for accuracy before saving or exporting your completed document.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Should I avoid buying a house in a flood zone?

Purchasing a primary residence in a flood zone is a terrible idea. Even a basement has mechanicals like furnaces and hot water heaters that will be compromised in a flood. Its a nightmare to deal with.

How do I know if Im required to have flood insurance?

Youre required to have flood insurance if you own a home or business in a Special Flood Hazard Area (SFHA) and have a government-backed mortgage. Some banks require flood insurance even if you dont live in a high-risk area.

What is a flood zone certificate?

An elevation certificate shows how high a building is compared to how high local floodwaters are expected to get. It includes information like your homes location, characteristics, and its First Floor Height.

How to obtain a flood certificate?

Contact your local floodplain manager. There might already be an elevation certificate on file for that property. Every community participating in the National Flood Insurance Program (NFIP) has a floodplain manager, although that person might have a different title or serve in multiple capacities.

What does it mean if your property is in a flood zone?

A flood zone is a geographic area that FEMA has defined which maps the varying levels of flood risk. You can find the flood zone of a specific property on that communitys Flood Insurance Rate Map, FIRM, or the Flood Hazard Boundary Map.

How to get insurance in a flood zone?

To purchase flood insurance, share the quote with an agent near you or you can call your insurance company or agent, the same person who sells your home or auto insurance. If you need help finding a provider, go to floodsmart.gov/get-insured/flood-insurance-provider or call the NFIP at (877) 336-2627.

What documentation is considered adequate proof of flood insurance?

a completed application for NFIP flood insurance and proof of the premium payment or the final settlement statement reflecting payment of the initial premium, or. the assignment of an existing NFIP flood insurance policy from the property seller to the purchaser.

What is a flood zone certification?

Flood certification (also known as a flood determination and certification) is a document issued to docHub whether a property is located in a flood zone based on FEMA (Federal Emergency Management Association) flood maps.

Flood Zone Statement and Authorization - Kansas 2025

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