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Flood Zone Statement and Authorization - Illinois

Flood Zone Statement and Authorization - Illinois 2025

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The document is a Flood Zone Statement and Authorization form that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, addresses, and dates.

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Which documentation is acceptable proof of flood insurance?

A Policy Declaration page is acceptable evidence of flood insurance.

What does Flood Zone AE mean in Illinois?

AE flood zones are areas that present a 1% annual chance of flooding(opens in new window) and a 26% chance over the life of a 30-year mortgage, ing to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations.

How do I get a copy of my insurance declaration page?

Your insurance company will send your declarations page to you via email, fax, or regular mail as soon as you buy your policy. Many insurers also allow you to access your insurance declarations page online.

How to get flood insurance declaration page?

The insurance company that issued your flood insurance policy will provide you with a declaration page which is a part of your annual policy contract. The declaration page is usually the first page and is an outline of your flood insurance policy that provides the information youll need at the time of a loss.

How do I find the flood history of a house?

Local government offices, such as the planning or public works department, often maintain records of flood events and property damage. These records can provide additional information about the propertys flood history.

Is flood insurance required in Illinois?

If a building is located in a Special Flood Hazard Area ( SFHA ), which is commonly known as the 100-year flood plain, and a federally backed loan or mortgage is necessary, the Federal agency or lender is required by law to require the building owner to purchase a flood insurance policy on the building.

How do I get a homeowners insurance declaration page?

Your dec page will be provided to you by your insurance company. It is typically the first page of your full homeowners insurance policy. If you cant find your dec page, contact your insurance company to have them mail you a physical copy or email you a PDF.

Flood Zone Statement and Authorization - Illinois 2025

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Which documentation is acceptable proof of flood insurance?

What does Flood Zone AE mean in Illinois?

How do I get a copy of my insurance declaration page?

How to get flood insurance declaration page?

How do I find the flood history of a house?

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Is flood insurance required in Illinois?

How do I get a homeowners insurance declaration page?

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Flood Zone Statement and Authorization - Illinois 2025

Here's how it works

The best way to edit Flood Zone Statement and Authorization - Illinois in PDF format online

Complete this form in 5 minutes or less

Got questions?

Which documentation is acceptable proof of flood insurance?

What does Flood Zone AE mean in Illinois?

How do I get a copy of my insurance declaration page?

How to get flood insurance declaration page?

How do I find the flood history of a house?

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People also ask

Is flood insurance required in Illinois?

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