Flood Zone Statement and Authorization - Illinois 2026

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  1. Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
  2. Begin by entering the property address in the designated field at the top of the form.
  3. In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of your property. Ensure you provide accurate information as per your knowledge.
  4. If applicable, attach a copy of any survey or Flood Certification form that reflects the property's flood zone status, and fill in the name of the certifying entity.
  5. In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
  6. Complete all required fields for both sellers and buyers, including addresses and dates, ensuring clarity and accuracy.

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A Policy Declaration page is acceptable evidence of flood insurance.
AE flood zones are areas that present a 1% annual chance of flooding(opens in new window) and a 26% chance over the life of a 30-year mortgage, ing to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations.
Your insurance company will send your declarations page to you via email, fax, or regular mail as soon as you buy your policy. Many insurers also allow you to access your insurance declarations page online.
The insurance company that issued your flood insurance policy will provide you with a declaration page which is a part of your annual policy contract. The declaration page is usually the first page and is an outline of your flood insurance policy that provides the information youll need at the time of a loss.
Local government offices, such as the planning or public works department, often maintain records of flood events and property damage. These records can provide additional information about the propertys flood history.

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People also ask

If a building is located in a Special Flood Hazard Area ( SFHA ), which is commonly known as the 100-year flood plain, and a federally backed loan or mortgage is necessary, the Federal agency or lender is required by law to require the building owner to purchase a flood insurance policy on the building.
Your dec page will be provided to you by your insurance company. It is typically the first page of your full homeowners insurance policy. If you cant find your dec page, contact your insurance company to have them mail you a physical copy or email you a PDF.

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