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Does a notice of default expire in California?

In CA a Notice of Default does not expire. The Notice of Default would be active until a Notice of Rescission or a Reconveyance is recorded on the loan in question.

What does default mean in real estate?

A notice of default is a public notice that a borrower is behind on their mortgage payments. (Also known as being in default on their loan.) Its typically filed with a court and regarded as the first step in the foreclosure process.

What happens after a notice of default in California?

After youve received a Notice of Default, you have 3 months in which to attempt to get your loan current. As mentioned above, that means paying all back payments, interest, fees, property taxes, and insurance. After 3 months, the bank can officially set a date for the auction of your home.

What is a Notice default?

A notice of default is a statement sent by one contract party to notify another that the latter was in default by failing to fulfil the terms of an agreement and a legal action would follow if the latter continue to default.

What comes after a Notice of Default?

Once a lender files the notice of default, the next step is to hold a hearing to activate the lien recorded with the mortgage. The hearing allows the borrower to negotiate with the lender by suggesting a settlement plan for the defaulted payments and legal fees.

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