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If a borrower falls behind on mortgage payments, a lender or servicer may file a notice of default with a court or county recorders office. A notice of default is essentially a formal wake-up call from your lender, says Timothy Chase, a mortgage broker and owner of 719 Lending in Colorado Springs, Colorado.
What happens after a notice of default in California?
A default notice, also known as a notice of demand or a default letter, is the name for a formal letter you receive from a creditor when youve missed several payments to them. It means that you have 14 days to repay any amount you owe before a default is added to your credit file.
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Request for Entry of Default (Application to Enter Default)
Asks the court to enter a default against the defendant or cross-defendant because they failed to file an Answer or other responsive document in the case.
Statutes of limitations and notices of default: Ung v Koehler
by R Bernhardt 2005 This article discusses a California case which held 1) the time within which to exercise power of sale is governed by 10-year and 60-year limits of CC 882.020,
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