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Is Idaho a deed of trust or mortgage State?

Idaho is one of a handful of states that use deeds of trust as the primary form of financing purchases of real property. A deed of trust, similar to a mortgage, is a security instrument that, along with a promissory note, sets out the terms for repaying the loan used to purchase the property.

What is the assignment of a mortgage?

A real estate assignment is a transaction similar to that of a standard real estate transaction, except rather than being referred to as a buyer and a seller, in an assignment they are referred to as an Assignor and Assignee, the assignor being the seller and the Assignee, the buyer.

What does assignment of deed mean?

LAW. a legal agreement to give an asset or to sell a debt to someone else: This deed of assignment enables ownership of a life-insurance policy to be transferred from the current owner to another person or organization.

What states use deed of trust vs mortgage?

In Alabama, Arizona, Arkansas, Illinois, Kentucky, Maryland, Michigan, Montana and South Dakota, the lender has the choice of either a mortgage or deed of trust. In any other state, you must have a mortgage.

Who is the assignee of a mortgage?

An assignee is a person, company, or entity who receives the transfer of property, title, or rights from another according to the terms of a contract. The assignee receives the transfer from the assignor. For example, an assignee may receive the title to a piece of real estate from an assignor.

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