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Landlord Tenant Lease Co-Signer Agreement - Iowa 2025

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The Cosigner Agreement outlines the responsibilities of a cosigner who agrees to be jointly liable with the tenant for obligations under a lease, including unpaid rent and damages. It specifies that the cosigner remains liable even if the tenant subleases the premises, and addresses legal proceedings related to the agreement.

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Click ‘Get Form’ to open the Landlord Tenant Lease Co-Signer Agreement in the editor.
Begin by entering the date at the top of the form where indicated. This is essential for establishing the timeline of the agreement.
Fill in the names of the Tenant, Landlord, and Cosigner in their respective fields. Ensure accuracy as these names will be legally binding.
Provide the address of the leased premises in the designated section. This clarifies which property is covered under this agreement.
Review Paragraph 1 carefully and ensure you understand your obligations as a Cosigner, including liability for unpaid rent and damages.
In Paragraph 2, acknowledge that you remain liable if Tenant assigns or subleases the premises unless explicitly released by Landlord.
Complete any additional sections as required, ensuring all parties sign and date at the bottom to finalize the agreement.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How does a cosigner on a lease work?

The cosigner is a party with an established financial history who agrees to back up one or more tenants on the lease. They function as a safety net for the landlord. If the other people named in the lease cant make rent or cause damages they cant afford to repair, the cosigner has agreed to pay instead.

Is cosigning a lease a good idea?

Landlords typically require proof of income and credit checks for both tenants and cosigners. The cosigner does not need to live in the apartment but must sign the lease. Clear communication with the landlord about all occupants and financial arrangements is essential to avoid future disputes.

Can my boyfriend live with me without being on the lease?

Technically, you can live in an apartment without being on the lease. But normally the lease specifies that only people listed in the lease may live in the apartment, so the person on the lease agreement may get in trouble because of an unauthorized tenant. Not all apartment buildings look at the credit reports.

How does a co-signer work on a lease?

Co-signers lend their good credit to renters and assume financial responsibility for the lease. If the tenant doesnt pay rent, accrues property damage charges, or engages in illegal activity, the co-signer must cover the due balance.

How do I protect myself as a cosigner?

Cosigning a lease has no direct effect on your credit score; however, if the rent doesnt get paid in full and on time no matter who is to blame you risk a black mark on your credit rating and you could expose yourself to a lawsuit as well.

What are the rights of a co-signer on a lease?

Agreements between co-signers are contracts. legally enforceable. If the primary tenant ignores their obligations, the co-signer will cover the lease. Generally speaking, a co-signer bears full responsibility for lease conditions, rent, and damage.

Landlord Tenant Lease Co-Signer Agreement - Iowa 2025

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