Satisfaction, Release or Cancellation of Mortgage by Individual - Hawaii 2025

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Borrowers who can no longer afford to stay in their home may consider a Mortgage Release, also known as a deed-in-lieu of foreclosure, to avoid foreclosure.
Therefore, there is compelling need for the notary for a mortgage and related documents which must be recorded (satisfaction of mortgage, release of lien of mortgage, spreader agreement and many others).
A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loans lien on the property and giving the title to the borrower.
A full reconveyance is also the same as a deed of reconveyance. It is a document that proves your loan has been paid in full and there is no longer a lien on the property held by a mortgage lender. In California, the deed of reconveyance is known as a full reconveyance form.
Loan assumptions usually include a release of liability. This means that when a person assumes your mortgage, you are released from the legal responsibility of making the payments and cannot be held liable if the person who assumes your mortgage defaults on the loan.

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Once the loan is repaid, the lender should provide a recordable lien release document. It is very important to record the lien release document with the same recording official as the original mortgage or deed of trust (such as the County Clerk of Court or Register-Recorder of Deeds Office).

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