Satisfaction, Cancellation or Release of Mortgage Package - Hawaii 2025

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A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loans lien on the property and giving the title to the borrower.
Section 1921(1) of the Real Property Actions and Proceedings Law requires any mortgagee, including a county department of social services, upon payment of a mortgage and upon the request of the mortgagor or any other person interested in the real property, to execute a satisfaction piece certifying that the mortgage
Therefore, there is compelling need for the notary for a mortgage and related documents which must be recorded (satisfaction of mortgage, release of lien of mortgage, spreader agreement and many others).
The first step requires a written acknowledgment. Your lender will need to document that you made your final payment, completing your repayment period. This document, sometimes called a release or satisfaction, must be notarized and entered into your countys official records.
If a principal cannot be physically present to sign documents, they may assign a POA to someone else to sign on their behalf. California law requires these documents to be notarized to avoid disputes regarding their validity.

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A release is synonymous to a satisfaction of mortgage since they indicate the borrower has repaid their mortgage loan in full and the lien on the property has been lifted.

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