Flood Zone Statement and Authorization - Hawaii 2026

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The document is a Flood Zone Statement and Authorization that outlines the flood zone status of a property. Sellers must indicate whether the property is in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge being informed of this status and agree to obtain flood hazard insurance if the property is later determined to be in a flood zone. The document includes spaces for signatures, dates, and addresses of both sellers and buyers.

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization - Hawaii in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of your property. Ensure you provide accurate information as per your knowledge.
If applicable, attach a copy of any survey or Flood Certification form that reflects the property's flood zone status, and fill in the name of the certifying entity.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete all required fields for both sellers and buyers, including addresses and dates, ensuring clarity and accuracy throughout.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Should I buy a home in an AE flood zone?

While its true that Flood Zone AE is considered a high-risk area, with a 1% annual chance of flooding and a 26% chance over a 30-year mortgage, its not necessarily a deal-breaker. Heres why: Should I skip AE homes? No26% flood risk over 30 years is manageable with insurance and mitigation.

Does flood zone AE require flood insurance in Hawaii?

Mandatory flood insurance purchase requirements apply. AE and A1-A30 - Zones AE and A1-A30 are the flood insurance rate zones that correspond to the 1- percent annual chance floodplains that are determined in the Flood Insurance Study by detailed methods of analysis.

How to get out of an AE flood zone?

Paying for insurance can be expensive, but thankfully property owners and renters have the option to petition FEMA to remove your home from a high-risk flood zone designation. The several different types of petitions are collectively called Letters of Map Change (LOMC).

Which documentation is acceptable proof of flood insurance?

A Policy Declaration page is acceptable evidence of flood insurance.

Should I buy a house in an AE flood zone?

While its true that Flood Zone AE is considered a high-risk area, with a 1% annual chance of flooding and a 26% chance over a 30-year mortgage, its not necessarily a deal-breaker. Heres why: Awareness and Preparedness: Properties in higher risk flood zones like AE are often more prepared.

Is Zone AE a bad flood zone?

Properties in Flood Zone AE are considered high-risk for several reasons: Proximity to Bodies of Water: These zones are often near rivers, lakes, or other bodies of water, which increases the likelihood of flooding. Elevation: The Base Flood Elevation (BFE) is a key factor.

What does flood zone AE mean in Hawaii?

AE and A1-A30 - Zones AE and A1-A30 are the flood insurance rate zones that correspond to the 1- percent annual chance floodplains that are determined in the Flood Insurance Study by detailed methods of analysis.

What is a flood zone certification?

Flood certification (also known as a flood determination and certification) is a document issued to certify whether a property is located in a flood zone based on FEMA (Federal Emergency Management Association) flood maps.

Flood Zone Statement and Authorization - Hawaii 2026

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Complete this form in 5 minutes or less

Got questions?

Should I buy a home in an AE flood zone?

Does flood zone AE require flood insurance in Hawaii?

How to get out of an AE flood zone?

Which documentation is acceptable proof of flood insurance?

Should I buy a house in an AE flood zone?

People also ask

Is Zone AE a bad flood zone?

What does flood zone AE mean in Hawaii?

What is a flood zone certification?

Related links

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Flood Zone Statement and Authorization - Hawaii 2026

Here's how it works

How to use or fill out Flood Zone Statement and Authorization - Hawaii with our platform

Complete this form in 5 minutes or less

Got questions?

Should I buy a home in an AE flood zone?

Does flood zone AE require flood insurance in Hawaii?

How to get out of an AE flood zone?

Which documentation is acceptable proof of flood insurance?

Should I buy a house in an AE flood zone?

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People also ask

Is Zone AE a bad flood zone?

What does flood zone AE mean in Hawaii?

What is a flood zone certification?

Related links

Try more PDF tools