Individual Credit Application - West Virginia 2026

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  1. Click ‘Get Form’ to open the Individual Credit Application in the editor.
  2. Begin by entering the date at the top of the form. This is essential for record-keeping.
  3. Fill in your full name and mailing address, including street address, city, state, and zip code. Ensure accuracy for correspondence.
  4. Provide your business phone number and home phone number. This information is crucial for communication regarding your application.
  5. List any persons authorized to use this account along with their Social Security numbers and relationship to you.
  6. Include the name and address of a nearest relative not living with you for verification purposes.
  7. Detail your banking information, including bank name and account numbers, as well as any other accounts or loans you may have.
  8. Complete the employment section by providing your current employer's name and years of employment.
  9. Fill in credit references with their addresses and phone numbers to support your application.
  10. Review all terms and conditions carefully before signing. Ensure you understand each clause related to credit extension.

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You are considered a resident of West Virginia if you spend more than 30 days in West Virginia with the intent of West Virginia becoming your permanent residence, or if you are a domiciliary resident of Pennsylvania or Virginia and you maintain a physical presence in West Virginia for more than 183 days of the taxable
If you did not receive the MV-1 letter by February 15, 2025, you may access your letter by visiting MyTaxes and clicking Request Another Motor Vehicle Property Tax Letter to use the Online Letter Portal to generate your letter.
The first $20,000 of assessed value of owner-occupied residential property owned by a person age 65 or older or by a person who is permanently and totally disabled is exempt.
This means that beginning in 2026, West Virginia residents would no longer have to pay annual personal property taxes on their cars, trucks, motorcycles, and other vehicles. The exemption applies to all motor vehicles owned by individuals, regardless of their value or type.

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