Wv deed 2025

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Trust Deed or Deed of Trust It is the functional equivalent of a mortgage. A trust deed is a three-party security instrument conveying title to land as security for the performance of an obligation. Like a mortgage, a trust deed makes a piece of real property security (collateral) for a loan.
A Mortgage Deed is a legal document which can be used as evidence of a mortgage agreement between a borrower (mortgagor) and a lender (mortgagee). It outlines the Terms and Conditions under which the borrower pledges their property as security for a loan.
A West Virginia deed is a legal tool used for conveying ownership of a property from a grantor (the person releasing the title) to a grantee (the person receiving the title).
If you have made a will or previous TOD deed that leaves the property to someone, your new TOD deed will override it. Your rights. You keep complete ownership of, and control over, the real estate while youre alive. You pay the taxes on it, and its not protected from your creditors.
mortgage. To put simply, the deed is the legal document that proves who holds title to a property, while a mortgage is an agreement between a financial lender and borrower to repay the amount borrowed to purchase a home.

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Records from the offices of the county clerk and the circuit clerk provide documentation of deeds, surveys, property taxes, voter registration, election returns, school reports, naturalizations, road maintenance, births and deaths, marriages, wills, estate settlements, criminal trials, etc.
With a conventional mortgage, the deed is always in your possession and/or on file in your name in the county land records. The mortgage is a lien filed against your property that is released when the mortgage has been fully paid.

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