Flood Zone Statement and Authorization - Wisconsin 2025

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The insurance company that issued your flood insurance policy will provide you with a declaration page which is a part of your annual policy contract. The declaration page is usually the first page and is an outline of your flood insurance policy that provides the information youll need at the time of a loss.
Consult Local Authorities. Local government offices, such as the planning or public works department, often maintain records of flood events and property damage. These records can provide additional information about the propertys flood history.
Acceptable Flood Insurance Policies A Policy Declaration page is acceptable evidence of flood insurance.
A Policy Declaration page is acceptable evidence of flood insurance.
How to get an insurance declarations page. Your insurance company will usually send your insurance policy declarations page automatically as soon as you sign up for auto or home insurance. Youll find it at the beginning of your policy documents, which you may receive by email, fax, or regular mail.

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If you own a property in a high-risk zone and have a federally backed mortgage, you must purchase flood insurance. Over a 30-year mortgage, homes in these areas have a 1 in 4 chance of flooding at least once.
Start by contacting your local floodplain manager. They often work for your citys or countys building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.

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