Flood Zone Statement and Authorization - Washington 2026

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  1. Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
  2. Begin by entering the property address in the designated field at the top of the form.
  3. In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of your property. Ensure you provide accurate information as per your knowledge.
  4. If applicable, include details about any attached survey or Flood Certification form by filling in the name of the certifying entity in the provided space.
  5. In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
  6. Complete all address fields for both sellers and buyers, ensuring accuracy for future correspondence.
  7. Review all entries for completeness and correctness before saving or exporting your document.

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AE flood zones are areas that present a 1% annual chance of flooding(opens in new window) and a 26% chance over the life of a 30-year mortgage, according to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations.
Youre required to have flood insurance if you own a home or business in a Special Flood Hazard Area (SFHA) and have a government-backed mortgage. Some banks require flood insurance even if you dont live in a high-risk area.
How to get an Elevation Certificate Contact your local floodplain manager. If you have trouble connecting with your local floodplain manager, you can contact your states floodplain management office. Ask the sellers. Ask the developer or builder. Check the property deed.

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