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What does assignment of deed mean?

LAW. a legal agreement to give an asset or to sell a debt to someone else: This deed of assignment enables ownership of a life-insurance policy to be transferred from the current owner to another person or organization.

Is Washington a deed state?

Washington State is not a tax lien state. We are a tax deed state. How does tax foreclosure work in the State of Washington? The County Treasurer is required by state law to start tax foreclosure on any real property which has a tax payment due that is three or more years delinquent.

Why would a lender want to assign a mortgage loan?

The original loan amount, interest payment, term and monthly principal and interest part of the payment will stay the same. Assigning mortgages frees up money for the lenders to make more loans. Borrowers dont have to be told a mortgage will be assigned, since they agree to this at closing.

Does Washington use deed of trust or mortgage?

In Washington, a Deed of Trust is the most commonly used instrument to secure a loan.

What determines whether a mortgage or deed of trust is used?

Both are dictated by state laws. In some states, only a mortgage is legal. In others, lenders can only use a deed of trust. A few states (like Alabama and Michigan) allow both. If your state allows both types of contracts, its up to your lender to choose which type you receive.

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