Merger two pdf 2026

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The document is an Agreement and Plan of Merger between NBT Bancorp Inc. and Lake Ariel Bancorp, Inc., outlining the terms and conditions for the merger of LABN into NBTB. It details the merger process, including shareholder approvals, regulatory requirements, stock exchange ratios, treatment of stock options, and various representations and warranties from both parties. The agreement aims to facilitate a tax-free reorganization under U.S. tax law while ensuring compliance with applicable banking regulations.

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Review the document sections carefully, including the Combination, Effective Time, and Conditions Precedent. Ensure you understand each component before proceeding.
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