Merger two pdf 2025

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The document is an Agreement and Plan of Merger between NBT Bancorp Inc. and Lake Ariel Bancorp, Inc., outlining the terms and conditions for the merger of LABN into NBTB. It details the effective time of the merger, the consideration for shares, regulatory approvals required, representations and warranties of both parties, conditions precedent to closing, and various covenants. The agreement aims to facilitate a tax-free reorganization under U.S. tax law and includes provisions for employee benefits, stock options, and indemnification of directors.

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