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Notice to Debt Collector - Falsely Representing a Debt

Notice to Debt Collector - Falsely Representing a Debt 2026

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The document outlines the process for addressing violations of Section 807 of the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using false or misleading representations in debt collection. It provides a template for consumers to notify debt collectors of such violations, including instructions for sending certified mail and filing complaints with the Federal Trade Commission (FTC) and state attorney general's office. The document includes two sample letters: one for a first violation and another for a second violation, emphasizing the importance of ceasing deceptive practices.

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Click ‘Get Form’ to open it in the editor.
Begin by entering your name and address at the top of the form. This personal information is essential for identifying you as the sender.
Next, input the date of writing the letter. This helps establish a timeline for your communication.
Fill in the company name and contact person’s details, along with their address. This ensures that your notice reaches the correct recipient.
In the subject line, clearly state 'Notice of violation of Section 807 of the FDCPA' followed by your case number for easy reference.
In the body of the letter, describe how the debt collector violated Section 807. Be specific about what misleading representation occurred.
Conclude with a polite request for them to cease such behavior and sign off with your name.

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