Collector communications 2025

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Just wording like this: I am responding to your contact about a debt you are attempting to collect. You contacted me by , on . You identified the debt as . Please stop all communication with me and with this address about this alleged debt.
Specifically, the rule states that a debt collector cannot: Make more than seven calls within a seven-day period to a consumer regarding a specific debt. Call a consumer within seven days after having a telephone conversation about that debt.
These scammers can be very convincing, which is why you need to spot the signs of a debt collection: They Ask for Info They Should Already Have. They Wont Share Their Info with You. They Threaten or Lie to You. They Insist You Pay Right Now. They Ask You to Pay by Untraceable Methods.