Michigan bankruptcy 2026

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  1. Click ‘Get Form’ to open the Michigan Bankruptcy form in the editor.
  2. Begin by selecting whether you are filing under Chapter 7 or Chapter 13. This choice is crucial as it determines your repayment plan and eligibility.
  3. Fill out your personal information in the designated fields, including your name, address, and social security number. Ensure accuracy to avoid delays.
  4. Complete the Chapter 7 Statement of Your Current Monthly Income (Official Form 122A-1) if applicable. This will help determine if you qualify for Chapter 7 based on your income.
  5. If filing under Chapter 7, list any exempt property on Schedule C: The Property You Claim as Exempt (Official Form 106C). This is essential to protect certain assets from being sold.
  6. For Chapter 13 filers, draft a repayment plan detailing how you intend to pay back creditors over time. Include all necessary financial details.
  7. Review all entries for accuracy and completeness before submitting the form through our platform for a seamless filing experience.

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