New york form 2026

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  1. Click ‘Get Form’ to open the New York form in the editor.
  2. Begin by selecting the appropriate chapter for your bankruptcy: Chapter 7 or Chapter 13. Ensure you understand the implications of each option.
  3. Fill out the 'Statement of Your Current Monthly Income' (Official Form 122A-1) if filing under Chapter 7. This will help determine your eligibility based on your income relative to the state median.
  4. If your income exceeds the median, complete the 'Chapter 7 Means Test Calculation' (Official Form 122A-2) to assess your disposable income and potential repayment ability.
  5. For Chapter 13 filers, draft a repayment plan detailing how you intend to pay off your debts over time. Make sure this plan aligns with your financial situation.
  6. Review all entries for accuracy and completeness before submitting. Utilize our platform's features to save and edit as needed.

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