Reconveyance 2025

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The document is a guide for completing a 'Request for Full Reconveyance' form in California, detailing tips for using the form fields and outlining various exemptions from documentary transfer tax related to real estate transactions. It includes specific scenarios that qualify for tax exemption, such as conveyances due to marriage dissolution or securing a debt. Additionally, it contains disclaimers regarding the use of the forms and advises consulting an attorney for legal issues.

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What is reconveyance in California?

reconvey ˌrē-kən-ˈvā : to convey back or again. the lender reconveyed title to the borrower upon satisfaction of the debt.

Why would someone use a deed of trust?

A deed of trust is an agreement between a home buyer and a lender at the closing of real property. The deed of trust, sometimes called a trust deed, states that the home buyer will repay the home loan and the mortgage lender will hold the propertys legal title until the loan is paid in full.

What is the best type of deed to get?

Deeds of trust are used in financed real estate transactions: that is, when someone borrows money to buy real estate. During such a transaction, a lender gives the borrower money in exchange for one or more promissory notes linked to a deed of trust.

What is the difference between deed of trust and deed of reconveyance?

A full reconveyance is also the same as a deed of reconveyance. It is a document that proves your loan has been paid in full and there is no longer a lien on the property held by a mortgage lender. In California, the deed of reconveyance is known as a full reconveyance form.

What is the purpose of a reconveyance?

Deeds of reconveyance remove deeds of trust from the public record; it transfers the title of a property from the trustee named in the deed of trust back to the borrower or property owner.

Is a deed of reconveyance the same as a deed of trust?

General warranty deeds give the grantee the most legal protection, while special warranty deeds give the grantee more limited protection. A quitclaim deed gives the grantee the least protection under the law.

Reconveyance 2025

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