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How long does bankruptcy take in GA?

The process can take four to six months if you have a relatively simple case. Here are a few key benchmarks in the process. Filing your petition and getting a bankruptcy stay.

How does bankruptcy work in Georgia?

Bankruptcy begins with the filing of a petition. The bankruptcy includes all debts prior to the petition (these are known as prepetition debts). Once a debtor files a bankruptcy petition, the automatic stay prevents creditors from taking actions to collect debts from the debtor.

Will I be able to keep my car with a Chapter 7?

If you file for Chapter 7 bankruptcy and local bankruptcy laws allow you to exempt all of the equity you have in your car, you can keep the vehicleas long as youre current on your loan payments. And if the market value of a vehicle you own outright is less than the exemption amount, youre in the clear.

Can I keep my car if I file Chapter 13 in Georgia?

If you owe money on car and we file a Chapter 13, the balance that you owe on the car will be paid in your Chapter 13 plan. Thus, in most cases, people keep their cars.

How long before bankruptcy is finalized?

A Chapter 7 bankruptcy can take four to six months to do, from the time you file to when you receive a final discharge meaning you no longer have to repay your debt. Various factors shape how long it takes to complete your bankruptcy case. You will have to take care of some tasks before you file.

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