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What is a survivor annuity benefit?

The Survivor Benefit Plan (SBP) allows a retiree to ensure, after death, a continuous lifetime annuity for their dependents. The annuity which is based on a percentage of retired pay is called SBP and is paid to an eligible beneficiary. It pays your eligible survivors an inflation-adjusted monthly income.

What is a survivor annuity benefit?

The Survivor Benefit Plan (SBP) allows a retiree to ensure, after death, a continuous lifetime annuity for their dependents. The annuity which is based on a percentage of retired pay is called SBP and is paid to an eligible beneficiary. It pays your eligible survivors an inflation-adjusted monthly income.

What is the death benefit for FEGLI?

Option C - Family, insures an employee's eligible family members from one to five multiples of coverage, with each multiple equal to $5,000 upon the death of a spouse and $2,500 upon the death of an eligible child. Federal retirees may have FEGLI coverage if they met the requirements to carry FEGLI into retirement.

What is a SF 3104 form?

The form SF 3104, Application for Death Benefits Under the Federal Employees' Retirement System, is needed to collect information so that OPM can pay death benefits to survivors of Federal employees and annuitants.

How is FEGLI paid out?

This basic coverage is the only part of FEGLI that the government helps pay for. For most employees the government pays \u2153 of the premiums and the employee picks up the other \u2154. But if you are a postal employee then The USPS pays 100% of your basic insurance premiums.

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What is the federal government death benefit?

The death benefit is a one-time, tax free, lump sum payment payable only upon the death of the participant. The SDB plan applies to almost all public service employees who contribute to the public service pension plan. Coverage for eligible employees begins when they become public service pension plan members.

What is the best time to call OPM?

Here's a hint: The best times to reach us are first thing in the morning as we open at 7:30am EST, or Thursdays and Fridays in the afternoon. Our number is 888-767-6738 but you may also contact us via email at retire@opm.gov.

How do I file a death claim with OPM?

Death of Annuitant ONLINE: www.opm.gov/ReportDeath. PHONE: Call 1-888-767-6738 (1-88USOPMRET). The phone lines are open from 7:50AM to 5:00PM. ... MAIL: Write to: U.S. Office of Personnel Management. Retirement Operations Center.

Who notifies OPM when a person dies?

Survivors, family, or estate representatives are required to notify OPM in the event of the benefit recipient's death. Life Events, such as marriage/divorce, death of spouse or reemployment can affect benefits and must be reported to OPM immediately. We can be contacted by email: retire@opm.gov.

How much is Fegli death benefit?

Each multiple is equal to $5,000 for your spouse and $2,500 for each of your eligible dependent children. For example, if you elect three multiples and your spouse dies, you would receive $15,000 (3 X $5,000). If one of your eligible dependent children dies, you would receive $7,500 (3 X $2,500).

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