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Who is the trustee on a deed of trust in Texas?

The Trustee, usually chosen by the lender, is the person who represents both the Grantor and the Grantee (Beneficiary) if there is a default under a Deed of Trust. When no specific trustee is required by the lender, someone willing and able to hold a foreclosure sale if necessary may be selected.

Who gets the satisfaction of mortgage?

A Satisfaction of Mortgage is issued by the lender after they have received the final mortgage payment from the borrower. Its signed by the mortgagee (in the presence of a witness in some states and counties) and then docHubd by a registered notary public.

What type of deed is used in Texas?

There are a variety of deeds that are recognized in Texas, but the four most common deeds seen are general warranty deeds, special warranty deeds, no warranty deeds, and quitclaims.

Is a lender a trustee?

In a deed of trust, the borrower is called the trustor and the lender is the beneficiary. The trustee holds title to the property until the trustor has fully repaid the loan to the beneficiary, at which time the lender notifies the trustee, who then transfers full title of the property to the trustor.

How do you know if your mortgage is satisfied?

State property records will show whether your lien is released. You can find information on property records by contacting your local Secretary of State or county recorder of deeds.

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