Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin with the Seller’s Disclosure section. Indicate whether known lead-based paint hazards are present by checking either option (i) or (ii) and provide an explanation if applicable.
  3. Next, address the Records and Reports available to the seller. Check option (i) if records are provided, listing any documents below, or check (ii) if no reports exist.
  4. Move to the Purchaser’s Acknowledgment section. Initial next to each statement confirming receipt of information and pamphlet regarding lead safety.
  5. Indicate whether the purchaser has received a 10-day opportunity for inspection by checking either option (i) or (ii).
  6. In the Agent’s Acknowledgment section, initial to confirm that the agent has informed the seller of their obligations.
  7. Finally, ensure all parties review and sign in the Certification of Accuracy section, providing dates as necessary.

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Sellers must disclose known information on lead-based paint and lead-based paint hazards before selling a house. Renovators disturbing paint surfaces have to give out the EPAs Renovate Right pamphlet.
According to the California Department of Public Health, the answer is yes, the seller must tell you if he or she knows that there is a lead-based paint hazard in the home. There is a federal law, the Residential Lead-Based Paint Hazard Act of 1992, that requires disclosure.
FHA loans require the same loan estimate and closing disclosure forms as any other type of home loan. These forms tell you exactly how much youll be paying in interest, fees and other closing costs. There are a few things youll notice that will be specific to FHA loans: Upfront mortgage insurance premium (UFMIP).
It is designed to help people make more informed choices based on the information they receive. However, the Lead-based Paint Disclosure Rule does not apply to: Zero-bedroom units, such as efficiencies, lofts, and dormitories (unless a child under the age of six lives or is expected to live in such housing);
Lead paint is an invisible danger. Here are some facts about lead paint poisoning that everyone should know: A million kids are affected by lead paint poisoning with some level of irreversible damage, such as lower intelligence, learning disabilities and behavioral issues.

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People also ask

Many people view cracked or peeling paint on or in a home to be a purely cosmetic issue, but that is not always correct. If a home was built prior to 1978, lead contamination could be an issue. FHA home loan rules require the seller to provide full disclosure of any known lead hazard.
Once HUD accepts your offer they will order a lead test for the home if you are using FHA financing. If lead-based paint is found in the home, the FHA requires that the seller take certain steps to address the issue. These steps may include: Testing Disclosure: HUD will cover the cost of the LBP testing.

lead based paint disclosure fha