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Flood Zone Statement and Authorization - Maine

Flood Zone Statement and Authorization - Maine 2026

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain necessary flood hazard insurance if the property is later determined to be in a flood-prone area.

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Click ‘Get Form’ to open the Flood Zone Statement and Authorization - Maine in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of your property. Ensure you provide accurate information as per your knowledge.
If applicable, attach a survey or Flood Certification form by filling in the name of the certifying entity in the provided space.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete all address fields for both sellers and buyers, ensuring accuracy for effective communication.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is flood insurance mandatory in Maine?

Flood Insurance is required by law All areas are susceptible to flooding, although to varying degrees, in fact, 25% of all flood claims occur in the low-to-moderate risk areas.

How to get a flood zone certificate?

Start by contacting your local floodplain manager. They often work for your citys or countys building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.

What does it mean when an area is labeled AE?

AE flood zones are areas that present a 1% annual chance of flooding(opens in new window) and a 26% chance over the life of a 30-year mortgage, ing to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations.

Which documentation is acceptable proof of flood insurance?

A Policy Declaration page is acceptable evidence of flood insurance.

Is it bad to buy a property in a flood zone?

Risks of buying property in a flood zone include:1) Living in a flood zone can decrease your homes value and make it harder to resell,2) costly flood insurance requirement for properties in flood zones, 3) If your home floods, youll have to deal

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What is the flood certification fee?

A flood certification fee is charged to cover the cost of determining whether a property lies within a federally designated Special Flood Hazard Area (SFHA). This information is critical as it affects the necessity and cost of flood insurance, a requirement by lenders if the property is indeed within a high-risk area.

How to obtain a flood zone certificate?

To get started, call your town or city government office and ask for the floodplain manager or the person who handles Elevation Certificates for that community. If you have trouble connecting with your local floodplain manager, you can contact your states floodplain management office.

Flood Zone Statement and Authorization - Maine 2026

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