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What is an example of being financially responsible?

Five signs of financial irresponsibility 1, Living beyond your means. 2, Failure to keep track of spending and budgeting. 3, High levels of debt. 4, Neglecting savings and emergency funds. 5, Avoidance of financial responsibilities.

What does it mean to be financially responsible?

Be Smart About Your Money Develop a financial plan. Identify your long-term goals, establish a budget and save regularly. Save. Build an emergency safety net. Got a raise? Build your credit and manage it. Pay bills on time. Read the fine print. Choose the right insurance plan.

What is the meaning of financial responsibility?

Practices like paying your bills on time, saving for emergencies and avoiding high-interest debt are universally financially responsible practices, but other smart money moves will vary by individual.