The key difference lies in the timing: with a TOD deed, ownership does not change until the property owners death. This means the owner retains full control over the property during their lifetime, including the ability to sell or refinance it.
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How Transfer-on-Death Real-Estate Deeds Challenge the
by DC Wright 2019 Cited by 15 All of the TOD deed forms allowed by statute have the same basic structure in that no property rights transfer until the death of the transferor
PLJOv18#3 Probate Law Journal of Ohio - Hahn Loeser
deed to put into place. That being said, the transfer on death deed has multiple benefits that differ from survivorship tenancy, namely, the transfer is
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