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Is Tennessee a deed of trust state?

Most states, including Tennessee and Virginia, utilize the deed of trust. Lenders prefer the deed of trust because in the event of a foreclosure, the neutral trustee conducts the sale, not the lender. This frees up the lender to bid on the property, which is common.

What is the purpose of the deed of trust?

A deed of trust is an agreement between a home buyer and a lender at the closing of a property. It states that the home buyer will repay the loan and that the mortgage lender will hold the legal title to the property until the loan is fully paid.

What is an assumption transaction?

An Assumption Transaction is the transfer of responsibility for repaying a previously obtained loan. A real estate buyer may \u201cassume\u201d a loan on the property already in existence between the lender and the seller. After an agreement has been signed, the new buyer will take over payments and receive the property.

Is TN a deed of trust state?

Tennessee is a title theory state with respect to real property security interests, meaning that legal title to real property is conveyed by the borrower via a deed of trust to a trustee on behalf of the lender. The borrower retains equitable title to the property, including rights of possession and income.

What does it mean to assume a title?

I assume the title means to acknowledge that he knows what his tastes sound like, while asserting he's moved on. 2. The New Yorker.

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